Time Value Software

Time Value of Money Calculator (Financial tools for the little jobs):

Financial planning software that has the usual time value of money calculators: Present value, future value, interest rate, payment, net present value finders, plus:

• The first six sheets of the demo are a large collection of free financial calculators. Most all free online financial calculators on other websites are here on an Excel spreadsheet that you can use offline.

• The most detailed mutual fund investment projector ever created. Input basic parameters, and see details about growth, shrinkage, taxes, basis, costs in percentages, etc. It's the same sheet carved out of the Non-Qualified Mutual Fund A-Share sheet of the Investment Comparator.

• The most functional 401(k) and 403(b) calculators ever created.

• Asset growth and payout: The most detailed investor software ever created that grows and pays out income. It's the same asset sheet carved out of the Real World Retirement planner.

• 25-year dollar-weighted investment portfolio IRR investment spreadsheet that tells you the rate of return each year, and averages for multiple years, considering all of the unequal/separate monthly cash flows that happen with portfolios in the Real World: Dividends/capital gains/spent withdrawals, taxes on them, and contributions.

• 25-year time-weighted investment portfolio rate of return calculator: This is the same calculation methodology used by the CFA Institute, expensive software like Axys Advent, and brokerages when they prepare your financial statements. With this, you can get accurate returns on ALL of your investment accounts combined.

• Investment portfolio statistics calculator: Calculate correlation coefficients, Beta, Alpha, R-squared, Treynor Ratio, Sharpe Ratio, Average/Median/Minimum/Maximum rates of return, and standard deviation. See how an asset has moved compared to major asset classes.

• Investment Portfolio Yield Calculator: Determines the combined average income/dividend yield on your total investment portfolio; how much income, or paycheck, your total portfolio will produce on a daily, weekly, monthly, and annual basis.

• Basic TVM calculators (time value of money): Loan amortizer, Present values, future values, payments, CD penalty calculator, etc.

• Employee stock option calculator.

• Age 70½ (and inherited IRA) IRS Required IRA Minimum Distribution Calculator (MDIB / MRD): Estimates how much the IRS requires you to take out of your IRA/Tax Qualified Plans the year you turn 70 and a half, and at any age for inherited IRAs.

• All three versions of IRS 72(t) tax-qualified premature distribution to avoid the pre-age-59.5 penalty tax calculators.

• Average Tax Bracket Calculators.

• The most comprehensive, flexible, and detailed "Rent vs. Own a Home" calculator ever created.

• Compound Interest rate comparator: Allows you to input and compare, on the same page, the growth (or shrinkage) of money given the three compound rates of return.

• Calculate difference interest rates given different compounding periods.

• Calculate simple IRR based on a series of up to 360 cash flows.

• Inflation Adjusted Income Stream Generator: See how much money you can withdraw from an asset over any time frame, one asset at a time. It estimates how much you can withdraw every year without running out on money over time frames.

• Simple loan amortizing calculator for calculating payments, interest, principal payments, and payoff.

• Cost of raising a child calculator. Simple Life Expectancy Calculator.

• Convertible bond calculators.

• Preferred stock yield to maturity and yield to call calculators.